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Kiva microcredit vouchers r t perfect Christmas gift to clients for the 12th time this year. Like with my work on , it only creates value if you give it away again. You can join Kiva too kiva.org/invitedby/tonzijlstra

zylstra.org/blog/2019/12/kiva-

@ton I've been lending via Kiva for many years. Not sure how many loans I've made - it's a lot.

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